Valentine & Kebartas debt collection calls can cross legal boundaries if they become aggressive or excessive. Under the FDCPA, repeated phone calls, threats of lawsuits, wage garnishment, or arrest are illegal when they are misleading or untrue. You have the right to receive a written validation notice within five days of first contact. Collectors cannot call your workplace after bein... https://protectionforconsumers.com/stop-valentine-kebartas-debt-collection-harassment-now/